Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form

Sukanya Samridhi Yojana: Sukanya Samriddhi account Account Sukanya Samriddhi (literally Girlchild prosperity account) is an Indian government supports saving plan for parents of girls addressed children.

The program encourages parents to set up a fund for the future of education and marriage costs for their female child.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form

 

The program was launched by Prime Minister Narendra modi on 22 January 2015 Beti Bachao, Beti Padhao campaign. The scheme currently provides an interest rate of 8.3% (for July 2017-October 2017) and tax benefits. The account may be opened with any mail or branch of India authorized commercial banks.

abstract

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

The program was Prime Minister Narendra Modi on January 22 gestartet.Die to Panipat here in 2015, Haryana accounts may post or a branch will be opened by some licensed commercial banks in each India. First, the interest rate was set at 9.1%, but was subsequently revised to 9.2% at the end of March here to 2015 the rate of FY2015-16.terest for the FY 2016-17 to 8.6%.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

The account can be opened between the birth of a girl child and the time at any time when they exceed 10 years reached by the guardians. Only one account is allowed per child. Parents can open up to two accounts (excluding twins and triplets) for each of their children. The account can be transferred anywhere in India.Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:A minimum of 1000 must be paid annually into the account. The maximum deposit limit is 150,000. If the minimum deposit is not made within one year, a fine of 50 will be charged.

The girl can run her account after reaching the age of 10 years. The account allows 50% retirement at the age of 18 for academic purposes. The account matures after 21 years from the opening date. Payments are made for the first 14 years after this period, the account is only valid interest rate verdienen.Wenn the account is not closed, it will not earn interest at Rate.Wenn dominant the girl is 18 years old And the bride closure, normal is allowed.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

fiscal advantages

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

At the time of loading that the invoice deposits for the tax deduction under § 80C of the Income Tax Act were, that is 150,000 in 2015-16. Finance Minister Arun Jaitley, however, announced in the 2015 budget the tax exemption for interest on the account and to withdraw funds after the due date, so that the tax benefits are similar to those of public funds. These changes have been applied retroactively from April 1, 2015. These benefits are assessed annually.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Sukanya Samriddhi Yojana (SSY) is a small filing program for the girl that was launched as part of the “Beti Beti Bachao Padhao” campaign. It is currently (2016-17) to bring an interest rate of 9.1 percent and are income tax advantage.

A Sukanya Samriddhi account can be opened at any time after the birth of a girl until it becomes 10, with a minimum deposit of 1,000 rupees. In the can be dropped current exercise, a maximum of Rs 1.5 lakh (FY16-17).

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

 

The account may be opened at an authorized post office or branch of the commercial banks.

The account remains for 21 years from the date of opening or until the marriage of the girl after she is 18 years old,

In order to meet the requirement for their higher education expenditure, a partial withdrawal of 50 percent of the balance is allowed after 18 years.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

 

The government, on notification no. G.S.R.863 (E) of December 2, 2014, to the Sukanya Samriddhi Accounting Rules 2014 came into effect as of the same date.

What are the rules regarding opening Sukanya Samriddhi?
The account may be opened by the physical or legal guardian in the name of the daughter from birth to 10

An applicant can open only one account on behalf of the child child in these rules and operate. You can not open two accounts for a girl.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

The account is opened on behalf of the girl, birth certificate, should be submitted by the parent or guardian at the time of opening the account to the post office or bank, as well as other documents relating to Identity and proof of residence of the applicant.

How much can be deposited into the account?
The account can be opened with a first deposit of Rs 1000 and an amount in a plurality of Rs can be stored 100, provided that a minimum of Rs 1000 will be deposited in a year but all money stored in an account On one occasion or several occasions will not exceed Rs 1.50.000 in an exercise.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Deposits in the account, up to the completion of 15 years from the opening date

 

At the age of 10, the girl can run the account herself, but the deposit can be made by the guardian or another person or authority.

Under which circumstances can the account be closed prematurely?
In the event of the death of the account holder, the account will be paid immediately by the competent authority and the account balance, plus interest until the month before the month of the issued submission of a death certificate premature closure of the account, the guardian of the account holder.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

In all other cases, an SSY account may be made early closure request after the completion of five years to open the account. This will also be allowed according to the rules, due to extreme compassion, such as medical support in fatal diseases. However, if the account is to be closed for other reasons, it will be allowed, but the entire deposit will only get the advantage of an account post office account.

What is recorded in the book?

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:
When an account is opened, the applicant receives a brochure with the date of the birth of the little girl, the date of the account opening, account number, name and address of the account holder, and the quantity deposited.

The book will be presented at the post office or the bank, as applicable, at the time of deposit of money in the account and the payment of interest and at the time of the final closure of the account at maturity.

Can the account be transferred?

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Yes, the account can be anywhere in when the girl whose name has been transferred in India the account continues to be opened in another place that opens the city or the place where she is the account.

The transfer will be free to verify the seat of the mother / guardian or the account holder to move. If no proof is submitted, the applicant must pay Rs 100 to mail or to the bank to which the transfer is made.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

The transfer may occur electronically if the post office or the bank has access to CBS.

What are the rules of partial retreat?

In order to meet the financial needs of the account holder for the purpose of higher education and marriage, distance up to 50 percent of the balance to the account at the end of the last year is allowed. However, the deduction is only permitted if the account holder becomes 18.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

For this, it is not just a written request, but receipts in the form of an offer to be approved in an educational institution or a fresh hatch of such an institution confirms that this requirement requires financial. In addition, the disbursement amount will be limited to the actual needs and other expenses required at the time of approval, as described in the offers of approval or misalignment costs incurred by the facility.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

When the account expired?

The account reaches a term of 21 years from the date of opening or when the child marries, whichever is subject to the following first:

It is also expected that if the marriage of the account holder takes place before the completion of this 21-year period, the operation of the account will not be allowed beyond the date of his marriage.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

In addition, if the account is closed before the close of the 21, the account holder must provide an affidavit stating that it has no less than 18 years at the time of the close of the account. At maturity the balance, including the interest outstanding in the account, will be payable to the account holder on the production of the payment slip with the brochure.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Can the account be opened on behalf of an NRI girl?

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:
A girl is eligible for SSY account if it is Indian citizen when the account is opened and stays until the due date or closure of the account.

Non-resident Indians can not open an SSY account. In fact, if you or the residency status of your child changes, or if she is the nationality of another country for the duration of the plan, no interest will be paid from the date of citizenship or changes of residence status and the account will be closed.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

What are the tax advantages in the plan?

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Currently, SSY provides the highest level of performance without taxes with a sovereign warranty and comes free with the exempt status (EEE). The annual payment (contribution) is entitled to benefit from section 80C and benefits at maturity is not taxable.

Sukanya Samriddhi Yojana: Important reports before investing

S ource: information was collected by the Ministry of Finance and the website of the RBI and presented, so that a lay person understand.

warning

Only rules that significantly affect the decision.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Interest at the rate to be notified by the government, consisting of one year will be credited to the account until it ends at least 15 years.

If the account holder chooses monthly interest, the same amount is calculated on the account balance for thousands completed, the remaining amount will be paid to the account holder, and the amount remaining in the fraction of thousands will continue to interest Earn the current rate, For the monthly interest the amount in thousands (rounded) is taken into account, the balance will continue to earn interest at the rate in effect.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

 

Interest is calculated for the calendar month on the lowest balance in an account on the deposit between the end of the 10th day and the end of the month.

How does the account?
The account will be opened by the natural or legal guardians of the daughter child on their behalf and operated until it is 10

 

denial

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Only the rules that strongly influence the purchase decision are mentioned here. For more information, you must contact the issuer in the application of the Regulation. In addition, the rules are subject to change and therefore correspond to the purchase decision.

Terms Related to Sukanya Samriddhi account
“Depositor” means a person who has deposited money in an account under the rules in the name of a child grandchild, of which he is the custodian.

“Post” any position in India, does the Sparkasse job and has the right to open an account in these rules.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

“Bank” means any branch of a product approved by the Central Government Commercial Bank to open an account in these rules.

“Guardian” means any person who is the father or mother of the child child or a person legally authorized to take care of the property of the minors until he turns.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Pradhan Mantri Jan Dhan Yojana: Pradhan Mantri Jan-Dhan Yojana (PMJDY), People’s Money Prime Minister’s Program is a national mission of India for financial inclusion to ensure access to financial services, Savings and bank deposit accounts, wire transfer, credit, insurance, pension in an affordable.

Sukanya Samridhi Yojana Online Registration | Sukanya Samridhi Yojana Form:

Leave a Reply

Your email address will not be published. Required fields are marked *